Low-Fee payment solution Low Cost EFTPOS

Never question your transaction fees again. Switch to Low Fee EFTPOS.

Shift4 Low Cost EFTPOS

Get Low Cost EFTPOS and enjoy one low fixed percentage rate for all card and transaction types. Who doesn’t love savings?

Low-Fee EFTPOS

Pay the same flat rate for every transaction, no matter how your customer pays.

Get paid in full, fast

Speedy settlement to your chosen bank account

Speedy 24/7 support

Need help with your EFTPOS at 2am? Our experts are here for you 24/7

Simple set-up

Quick application process. Easy plug-and-play set-up
Smartpay Android Terminal angled to right

Shift4 Low Cost EFTPOS Includes:

How It Works

01
Get a single tailored rate for every card and transaction type - you’ll pay the same low percentage rate across all card types.
02
Say goodbye to grappling with interchange or scheme fees for every card and trying to decipher confusing statements. You’ll easily know what your EFTPOS fees will be.
03
Need help? Get 24/7 ANZ-based customer support from our team of experts, ready to lend a hand around the clock.

What Are People Saying?

Why Businesses Are Switching to Shift4

Choosing the right EFTPOS provider isn't just about the transaction rate. Here's how Shift4 delivers more for your business.
Other EFTPOS Providers
Shift4 Low Cost EFTPOS
Low, Fixed % for all Card and Transaction types
No Set up Fees
Free 4G Multi-Network SIM & WiFi Connectivity
24/7 Locally Based Support
Insights and Reporting Business Hub
No Lock-in Contracts

Check Out Why These Businesses Made The Switch To Shift4 Fee-Free EFTPOS

Our customers are happy to save on EFTPOS fees and experience Shift4’s best-in-class service. Don’t just take our word for it – here’s what they have to say.

Shift4 Low Cost EFTPOS Pass FAQs

Our EFTPOS terminal can connect via a free 4G Multi-Network SIM card (provided by Shift4), Wi-Fi or Broadband. It can support add-on functions like Tap ‘n’ Go, tipping, mail order/telephone order (MOTO), and surcharge add-on. 

Any business that takes in-store payments can apply for Shift4 Low Cost EFTPOS. A minimum monthly fee of $100 + GST applies. If the merchant service fees for the month are less than this amount, you will only be billed the difference. Please refer to our Standard T&Cs for more details. 

There are no set-up fees!

EFTPOS, debit, Visa and Mastercard are included. AMEX can be added to your terminal if you have an AMEX merchant ID, though AMEX will still charge you fees for these transactions.

No. There’s no minimum term required for Shift4 Low Cost EFTPOS. 

Your earnings are settled into your account the next business day. This means we settle Monday, Tuesday, Wednesday and Thursday transactions the next day, and Friday, Saturday and Sunday transactions on Monday. The funds are available to you depending on your bank’s processing.

There’s no need to ditch your business bank! With Shift4, you have the freedom to choose any Australian business bank account for your settlement.

Your Low Cost EFTPOS includes flexible hardware costs where you can choose between Pay-As-You-Trade or a Set Monthly Rental of $34.95+GST.

Once your application is approved, it typically takes 5–9 business days for the terminal to arrive, and as little as 3 days if you are in a metro area.

Yes. Paper rolls are charged at a low fee, with an included fixed-rate delivery fee. You can order paper rolls here.

You will have access to our dedicated technical support service 24 hours a day, seven days a week. Simply call our experienced team, and they will help you. If you experience a problem with your terminal that can’t be resolved by our technical support team over the phone, we’ll courier you a replacement terminal at no additional cost.

No. Your Shift4 terminal will be upgraded automatically free of charge during the life of your lease.

*A minimum monthly fee of $100 + GST applies. If your merchant service fees for the month are less than this amount, then you will be billed the difference. Please refer to our Standard T&Cs for more details.

Get Shift4 Low Cost EFTPOS Today.

Every day, our Aussie Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
© 2026 Smartpay Australia PTY LTD (ABN 79 120 473 823) trading as Shift4. Payment services are settled via our licensed partner, Cuscal Limited (AFSL 244116).
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