EFTPOS Machine for Small Business

Join the league of businesses seizing every sale and saving big with Shift4's EFTPOS expertise.

What Are The Benefits Of Using EFTPOS For A Small Business?

It's no secret that card payments have seen a dramatic rise, with digital payments and a global pandemic adding fuel to the fire when it comes to the uptake of EFTPOS transactions. As business owners know - more card payments typically mean more fees. That’s where we step in: With Low Cost EFTPOS, you can wave goodbye to transaction fees, reducing your EFTPOS bill to $0*.

Smartpay Android Terminal angled to right

Unlock The Best EFTPOS Experience For Businesses

Shift4 is here to help your business. Our EFTPOS machines provide a variety of features designed to save you costly transaction fees, while making payments seamless for your customers.

Our EFTPOS terminal can accept card payments from all major companies including Visa, Mastercard and American Express, as well as from mobile wallets like Apple Pay or Google Pay, so you can cater to any customer payment method.

Shift4 EFTPOS machines are also a mobile card reader, meaning that you can accept payments wherever you want, including at the customer's table or on their way out the door.

Seamless Contactless Payments

Our EFTPOS terminal allows customers a choice between mobile or card payments to perform contactless transactions, including Apple Pay and Google Pay.

Effortless Point of Sale (POS) Integrations

No need for a new point of sale (POS) system as our EFTPOS machine can be integrated with a number of POS providers for faster checkout times.

Mobile EFTPOS Tailored for Any Small Business

Pay at the counter, around an event or at the customer's table with our mobile EFTPOS machines and their Broadband, Wi-Fi or Built-in 4G connectivity.

Ultra-secure Payments

All payments processed through our EFTPOS are securely encrypted to protect you and your customers.

Automated Surcharging

Our Low Cost EFTPOS Pass Fees solution surcharges automatically, so no need for guesswork.

Accept All Major Payments
In all the popular ways

Tailored EFTPOS Solutions Specifically For Australian Business

Looking for a Low Cost EFTPOS solution that helps you save? We’ve got you! We make it a breeze to keep your business bank, and switch your EFTPOS to a solution trusted by 40,000+ businesses.

Low Cost EFTPOS

Pass the Fees

Via surcharge

Pay $0 in transaction fees with an easy-as automated surcharge.  Just more money in your pocket!
  • Unlimited fee-free transactions*
  • Automated surcharging solution
  • Local 24/7 customer support
  • Portable, lightweight Terminal, with 4G Multi-Network SIM

Low Cost EFTPOS

Pay the Fees

A predictable EFTPOS bill, every month

Know what to expect every month, with one low rate for all Mastercard and Visa transactions. No more confusing monthly statements or nasty surprises!
  • Low flat rate for credit cards
  • Industry-tailored rates
  • Local 24/7 customer support
  • Portable, lightweight Terminal, with 4G Multi-Network SIM

Discover Why Over 40,000 Businesses Choose Shift4

24/7 Support

Mishaps occur at any time, but our 24/7 support means that an expert will always be there to help with your EFTPOS machine.

No Lock-In Contracts

We understand small business EFTPOS needs flexibility, which is why we do not have a minimum term or annual fees on your EFTPOS machine.

Transparent Pricing

All costs stated upfront, meaning no hidden costs or fees.

EFTPOS Specialists

Banks do banking, we do EFTPOS. In other words, we’re here to help you with one thing - seamlessly processing secure payments!

Why Businesses Love Shift4 Read Our Success Stories

Smartpay Android Terminal with payment screen

How To Get An EFTPOS Machine For Your Small Business

Step 1

Submit an enquiry and speak to a Payment Specialist

Step 2

Select a suitable EFTPOS plan for your business

Step 3

Complete a quick application over the phone

Step 4

Receive your terminal, and plug & play!

No Matter Your Industry, Shift4 EFTPOS Machines Can Help

Shift4's EFTPOS machines have helped thousands of businesses save or eliminate their EFTPOS bills across a heap of industries.

+ Many, Many More!

Whatever your industry Shift4 is here to help with your EFTPOS payments.

Small Business EFTPOS FAQs

With new providers popping up regularly, it’s important to choose a trusted EFTPOS partner for your business. Other important factors to consider include: 

  • Customer Support: Does your provider offer a 24/7 local support option?

  • EFTPOS Specialists: Is your provider a specialist when it comes to EFTPOS & card payments, or are they offering a variety of financial products?

  • Reliability: Does your provider offer a free 4G sim card and WiFi connectivity?

  • Fees & Charges: Do they charge your merchant fees and terminal rental?

  • EFTPOS Terminal: Do they try and make you purchase an EFTPOS facility outright?

With our Low Cost EFTPOS Pass Fees solution, no*! By passing on a small surcharge to your customers, you will offset transaction and merchant service fees, meaning you don’t need to pay to use our EFTPOS facilities, saving you money on every tap, swipe or insert! 

As the original provider of Low Cost EFTPOS, we’ve helped business completely eliminate their merchant fees for years - meaning as a business, you get no monthly bill* to take payments.

 

Generally, our Payment Specialists can have you up and running in less than a week after you complete a quick application over the phone.

Yes, when completing your application with us, you’ll need to provide a business bank for settlement purposes. There’s no need to switch your business bank account - we’ll settle into your existing bank.

Setting up your Shift4 card machine is simple. Once you receive your machine, simply plug it in, and start processing payments. If you need a helping hand, our 24/7 AU/NZ based support can guide you through the process.

*A minimum monthly fee of $100 + GST applies, if the amount of merchant service fees paid by you or passed to the cardholder for the month is less than this amount then all you will be billed is the difference. Please refer to our T+Cs for more details.

Save Time and Money with Shift4!

Every day, our Aussie Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
© 2026 Smartpay Australia PTY LTD (ABN 79 120 473 823) trading as Shift4. Payment services are settled via our licensed partner, Cuscal Limited (AFSL 244116).
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