EFTPOS Comparison Merchant Fees and Hardware

Choosing an EFTPOS provider shouldn’t be like playing chess against a grandmaster! That’s why we created this easy guide, helping you find the best EFTPOS solution for your business.

Key Considerations for Choosing EFTPOS

It’s important you get the right EFTPOS solution for your business. Here are the key things you should consider when choosing an EFTPOS provider.

Visa Card accepted payment tapping Android terminal surrounded by pastries

Business Type and Needs

Make sure to consider if your business has any must-haves. For example, do you need:

  • Tipping functionality
  • Split bill functionality
  • Portability
  • POS integration
  • Health fund claiming
  • MOTO (mail order telephone order i.e. phone payments)

Ensure that your EFTPOS provider includes any of your must-have features. 

Cost and Fees

Your main costs when it comes to EFTPOS are going to be:

  • The EFTPOS machine(s) (this will either be an outright purchase OR rental)
  • Merchant fees - simply put, these are fees related to processing payments

As well as the above, there can be a number of other fees, including:

  • Minimum monthly fees
  • Chargeback fees
  • Set-up fees
  • Add-on equipment fees
  • Integration fees
  • Exit fees
  • And any pesky hidden fees…

These fees can be confusing and can really add up. That’s why we came up with Low Cost EFTPOS  - a simple EFTPOS solution that gives you the choice to Pay the Fees or Pass them on.

Customer Support

Customer support - the thing you hope you never need, until you do! 

Whether it be connecting to POS, printing receipts, ordering additional terminals, etc. it’s likely you’ll need to contact support at some point. It’s important you get the right support, when you need it. Choose an EFTPOS provider that provides 24/7 local support. 

Not to toot our own horn, but Shift4 has 24/7 AUNZ-based support with quick response times and helpful answers on hand. Need help with your terminal at 3AM? We’re just a phone call away!

Integration with Existing Systems

Generally speaking, linking your EFTPOS machine to your point-of-sale (POS) means that you can take payments quicker than manual entry. POS integration can also mean easier stock keeping and inventory management. If you think your business could benefit from POS integration then try to select an EFTPOS provider that integrates with your POS system. Shift4 integrates with a number of POS systems.

Comparison of Low Cost EFTPOS Solutions

Find out which Low Cost EFTPOS solution is best for your business needs:
Pass the Fees
Pay the Fees
MOTO Payments
Portable Terminal
Built-in Receipt Printer
Next Business Day Settlements
Free 4G Multi-Network SIM & WiFi Connectivity
One Rate for All Cards
No Hidden Fees & Charges
24/7 Locally Based Support
Long Terminal Battery Life
Point-of-Sale (POS) Integration
Automated Surcharging
Ability to Bypass Surcharge
Lock-in Contact
Best For:
Business owners that want to eliminate their monthly EFTPOS bill*
Business owners that don’t want to surcharge their customers.

Smartpay Android Terminal with payment screen

Why Shift4 is the Best Business EFTPOS Solution

You need an EFTPOS provider that cares about your business, has a world-class EFTPOS machine, and doesn’t cost you an arm or a leg! Sounds pretty good? Get started with Shift4 today and join over +40,000 businesses using and loving Shift4
Smartpay Android Terminal angled to right

Ready to Upgrade Your EFTPOS? Get Started with Shift4!

Getting started with Shift4 is as easy as 1, 2, 3!

Step 1

Submit an enquiry and speak with a helpful Shift4 Payment Specialist.

Step 2

Apply quickly and have your terminal delivered to your door, ready to go out of the box.

Step 3

Start accepting payments!

*A minimum monthly fee of $100 + GST applies, if the amount of merchant service fees paid by you or passed to the cardholder for the month is less than this amount then all you will be billed is the difference. Please refer to our T+Cs for more details.

Save Time and Money with Shift4!

Every day, our Aussie Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
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