Fee-Free payment solution Low Cost EFTPOS

Never pay EFTPOS transaction fees again. Switch to fee-free EFTPOS.

Shift4 Low Cost EFTPOS

Pay $0 in monthly transaction fees by passing on a minimal surcharge! Who doesn’t love savings?

Fee-Free EFTPOS

No transaction fees or merchant service fees*

Get paid in full, fast

Speedy settlement to your chosen bank account

Speedy 24/7 support

Need help with your EFTPOS at 2am? Our experts are here for you 24/7

Simple set-up

Quick application process. Easy plug-and-play set-up
Smartpay Android Terminal angled to right

Shift4 Low Cost EFTPOS Includes:

How It Works

01

Get Your New Shift4 EFTPOS Machine

Take payments on your Shift4 EFTPOS machine and choose between Pay-As-You-Trade or a Set Monthly Rental.
02

Automatic Surcharging

With automated surcharging, let your terminal do the math. No finger-counting needed! Surcharging enabled means you pay nothing!
03

Reinvest & Grow

You’re saving! High-five your business with a cashflow boost.
04

Support That Never Sleeps

Our team is ready to lend a hand whenever you need it, 24/7.

What Are People Saying?

Why Businesses Are Switching to Shift4

Choosing the right EFTPOS provider isn't just about the transaction rate. Here's how Shift4 delivers more for your business.
Other EFTPOS Providers
Shift4 Low Cost EFTPOS
Low, Fixed % for Visa & Mastercard
Low, Fixed $ for debit insert
Free 4G Multi-Network SIM & WiFi Connectivity
24/7 Locally Based Support
Insights and Reporting Business Hub
No Monthly Bill*
No Lock-in Contracts

Check Out Why These Businesses Made The Switch To Shift4 Fee-Free EFTPOS

Our customers are happy to save on EFTPOS fees and experience Shift4’s best-in-class service. Don’t just take our word for it – here’s what they have to say.

Shift4 Low Cost EFTPOS Pass FAQs

Our Pay-per-use EFTPOS terminal can connect via a free 4G Multi-Network SIM card (provided by Shift4), Wi-Fi or Broadband. It can support add-on functions like Tap ‘n’ Go, tipping, mail order/telephone order (MOTO), and surcharge add-on. 

Any business can apply to Pass the Fees with Shift4 Low Cost EFTPOS. A minimum monthly fee of $100 + GST applies. If the merchant service fees passed to the cardholder for the month are less than this amount, you will only be billed the difference. Please refer to our Standard T&Cs for more details. 

There are no set-up fees!

Many of our customers find their customers accept a minimal surcharge. Surcharges are now common in many industries, such as bars, cafes, restaurants, automotive services and professional services.

We provide countertop signage with each terminal to make sure that you’re clearly communicating the surcharge amounts to your customers before they pay. The terminal also clearly separates the amount on the screen when they confirm the amount to pay.

You can choose to pay the surcharge for your customer on a particular transaction by bypassing this on the terminal.

EFTPOS, debit, Visa and Mastercard are included. AMEX can be added to your terminal if you have an AMEX merchant ID, though AMEX will still charge you fees for these transactions.

No, you don’t need to worry about that! Shift4 Low Cost EFTPOS is hassle-free, with no admin or manual calculation needed on your part.

If you choose to manage a surcharge yourself, it means:

  1. You need to calculate your own acceptable surcharge. The RBA set a standard to ensure that a business’s surcharge does not exceed the actual cost of accepting the payment. If you choose to apply a surcharge yourself, you must be sure it does not exceed the costs of processing payments, or you could face a penalty for excessive surcharges. To set an appropriate surcharge, you’d need to work out your cost of acceptance for each payment type.

  2. You still get a bill for transaction fees at the end of the month. You’ll have to be on top of it to ensure the surcharge fees you have collected cover that bill.

  3. Admin work to split from your sales. It also means that it will come through as part of your sales, so there could be additional admin for you to split that out from your sales.

With Shift4 Low Cost EFTPOS Pass the Fees plan, all this manual work on your end goes away! However, if you prefer an option where you still control the surcharge yourself, we do offer this add-on with our Pay the Fees plan.

 

There’s no penalty for growing your sales – in fact, the more you earn, the more you save on merchant fees!

No. There’s no minimum term required for Shift4 Low Cost EFTPOS. 

Your earnings are settled into your account the next business day. This means we settle Monday, Tuesday, Wednesday and Thursday transactions the next day, and Friday, Saturday and Sunday transactions on Monday. The funds are available to you depending on your bank’s processing.

There’s no need to ditch your business bank! With Shift4, you have the freedom to choose any Australian business bank account for your settlement.

Your Low Cost EFTPOS includes flexible hardware costs where you can choose between Pay-As-You-Trade or a Set Monthly Rental of $34.95+GST.

Once your application is approved, it typically takes 5–9 business days for the terminal to arrive, and as little as 3 days if you are in a metro area.

Yes. Paper rolls are charged at a low fee, with an included fixed-rate delivery fee. You can order paper rolls here.

You will have access to our dedicated technical support service 24 hours a day, seven days a week. Simply call our experienced team, and they will help you. If you experience a problem with your terminal that can’t be resolved by our technical support team over the phone, we’ll courier you a replacement terminal at no additional cost.

No. Your Shift4 terminal will be upgraded automatically free of charge during the life of your lease.

*A minimum monthly fee of $100 + GST applies. If your merchant service fees for the month are less than this amount, then you will be billed the difference (less any MSF collected via surcharge). Please refer to our Standard T&Cs for more details.

Get Shift4 Low Cost EFTPOS Today.

Every day, our Aussie Payment Specialists help businesses like yours switch to a payment solution tailored to their business. Let’s chat about your payment needs today.
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