Your Dough Should Rise, Not Your EFTPOS Bill

Join Shift4 customers within food services and start saving today, with Shift4 Low Cost EFTPOS

Shift4 Cashback Offer to NBIA members

We are offering a guaranteed $500 cashback for NBIA members who switch their EFTPOS facilities to Shift4 and fill out our feedback rewards form.

This offer is only applicable to new Shift4 customers who are NBIA members. Terms and Conditions apply.
EXCLUSIVE CASHBACK FOR NBIA MEMBERS

$500

when you make the
switch to Shift4

Pick The Perfect Plan For Your Business

Looking for a Low Cost EFTPOS solution that helps you save? We’ve got you! We make it a breeze to keep your business bank, and switch your EFTPOS to a solution trusted by 40,000+ businesses.

Low Cost EFTPOS

Pass the Fees

Via surcharge

Pay $0 in transaction fees with an easy-as automated surcharge.  Just more money in your pocket!
  • Unlimited fee-free transactions*
  • Automated surcharging solution
  • Local 24/7 customer support
  • Portable, lightweight Terminal, with 4G Multi-Network SIM

Low Cost EFTPOS

Pay the Fees

A predictable EFTPOS bill, every month

Know what to expect every month, with one low rate for all Mastercard and Visa transactions. No more confusing monthly statements or nasty surprises!
  • Low flat rate for credit cards
  • Industry-tailored rates
  • Local 24/7 customer support
  • Portable, lightweight Terminal, with 4G Multi-Network SIM

Find out how some of our customers have saved on EFTPOS fees and reinvested in their businesses

bakery display case

“Once you work out the savings with Shift4'’s EFTPOS solution, it’s a no-brainer. Shift4 is so easy to deal with and the whole experience was seamless, from the first conversation to receiving the terminal.”

Terry
Owner, Bakery
assortment of breads on shelves

Shift4 EFTPOS is saving me $40,000 a year across my three stores. It's helping my cash flow, and I'm getting better service."

Steven
Owner, Bakery

“We still keep all our business accounts with our bank, and we now have the best EFTPOS solution. So it’s the best of both worlds, you could say.”

Mark
Owner, Patisserie

We’re Here To Do One Thing Give Aussies A Better Deal Than The Bank.

Shift4 is the largest independently owned and operated EFTPOS provider in Australasia and, no bragging, we’re pretty darn good at it.

We’ve been helping Aussie businesses with payment solutions for over 10 years. We provide reliable EFTPOS solutions and superfast settlement. We’re big on service with 24/7 expert support and include many add-on features as standard.

Say Goodbye to the Big 4

We’re EFTPOS specialists, not bankers, and we’re here to help businesses take control of their money.

Boost Your Business Cash Flow

No more uncertainty with low or no fees and lightning-fast processing.

We're Here for You

Our Payment Specialists are local and always there when you need them, 24/7, 365 days a year.

Switching to the Best is Easy

Just sign up, turn on your new terminal and away you go.
Smartpay Android Terminal angled to right

Benefits of Shift4’s EFTPOS solution for Bakeries

  • Unlimited fee-free transactions
  • Calculate the right surcharge automatically – no admin or guesswork
  • Portable, lightweight terminal that connects via 4G, Wi-Fi or Broadband
  • No lock-in contracts
  • Customise when you apply a surcharge and for what cards
  • Settlement to your chosen business bank account – what we bank is yours to keep

Get Started with Shift4

Switch to the EFTPOS Specialists, and join 40,000+ businesses who are saving on EFTPOS fees
© 2026 Smartpay Limited. Trading as Shift4